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 Checking Accounts

Advantage Checking Account

  • Minimum balance of $100.00 to open this account
  • A $5.00 service fee will be imposed if the balance in the account falls below $500.00 on any day of the cycle. This fee will not apply if you maintain a daily balance of $5,000.00 in a savings, money market or certificate of deposit; a direct deposit or any type of loan account with OSB Community Bank.
  • Earns daily interest regardless of balance
  • Free semi-custom checks (duplicate style available for a small cost)
  • OSB debit card

School Spirit Checking Account

  • Minimum balance of $100.00 to open this account
  • Earns daily interest regardless of balance
  • No monthly service charge
  • Free checks featuring your school logo
  • OSB debit card featuring your school logo 

OSB Community Bank will make a $10.00 cash donation annually for each active School Spirit Checking account to the participating schools. Click here to view participating local schools.

Local schools interested in participating in our School Spirit Checking Account Program can contact us at 815-433-2525 or 

EZ Checking Account

  • Minimum balance of $100.00 to open this account
  • No monthly service charge
  • OSB debit card

Signature Money Market Account

  • Minimum balance of $500.00 to open this account
  • Earns daily interest, tiered based on the balance
  • No monthly service charge

 for more information.

OSB Community Bank

Visit any of our Ottawa, Marseilles or Morris locations

ABA Routing #271972925

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