Checking Accounts

• Minimum balance of $100.00 to open this account
• A $5.00 service fee will be imposed if the balance in the account falls below $500.00 on any day of the cycle. This fee will not apply if you maintain a daily balance of $5,000.00 in a savings, money market or certificate of deposit; a direct deposit or any type of loan account with OSB Community Bank.
• Earns daily interest regardless of balance
• Free semi-custom checks (duplicate style available for a small cost)
• OSB debit card

• Minimum balance of $100.00 to open this account
• Earns daily interest regardless of balance
• No monthly service charge
• Free checks featuring your school logo
• OSB debit card featuring your school logo

OSB Community Bank will make a $10.00 cash donation annually for each active School Spirit Checking account to the participating schools. Click here to view participating local schools.

Local schools interested in participating in our School Spirit Checking Account Program can contact us at 815-433-2525 or Click to contact Customer Service

• Minimum balance of $100.00 to open this account
• No monthly service charge
• OSB debit card

• Minimum balance of $500.00 to open this account
• Earns daily interest, tiered based on the balance
• No monthly service charge

Contact Customer Service for more information.

With our high-yield, tiered money market account, the more you keep in your account, the more interest you will earn. Watch your investment grow in a stable environment and get the added benefit of flexibility to withdraw your funds whenever you need to.

View Rates