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First Time Homebuyer Loans

USDA Rural Development Single Family Housing Guaranteed Loan Program

Guaranteed Loans Offer Affordable Financing To Rural Homebuyers!

The mission of USDA Rural Development’s Single Family Housing Guaranteed Loan Program is to assist low to moderate income rural homebuyers achieve their dream of homeownership!

OSB Community Bank has partnered with Rural Development to extend 100% financing opportunities to individuals and families in eligible rural areas for the purchase of safe and sanitary dwellings. Guaranteed loans have assisted thousands of homeowners with the purchase a home with affordable interest rates and loan terms.

Applicants must purchase a home within the eligible rural areas, and have a household income that does not exceed the established limits where the home is located.

OSB Community Bank

With locations in Ottawa, Marseilles and Morris, Illinois

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