small business owner standing in front of her flower shop

Main

Business Services

Business Checking Accounts

We understand it’s hard work running your own business. You don’t need a complicated or costly checking account to be one more distraction. Our Business Checking Accounts are easy to open and affordable to keep!

Business Savings and Money Market Accounts

Saving for future or unexpected expenses is important to you and your business. Our Business Savings or Money Market Accounts offer flexible and competitive options to meet your savings goals!

Municipal Checking Accounts

Our business banking team understands the challenges faced by many municipalities in meeting the needs of their local communities. Our specialized deposit accounts are designed to be flexible and provide the best value for your organization. 

 for more information about our Business and Municipal Checking, Savings and Money Market Accounts.

Compare Business Account Features:

Cash Management Solutions

Remote Deposit Capture

Let OSB Community Bank bring banking to you with Remote Deposit Capture. Simply scan checks to be deposited using a small scanner attached to a PC in your office, then transmit them to the bank for deposit via a secure internet connection. It's simple, safe and saves time and money.  .  

Log in to Remote Deposit Capture

Automated Clearing House (ACH)/Payroll Direct Deposit

Collect and send payments electronically. Reduce cost and risk associated with mailing checks. Collect receivables faster by auto drafting accounts.

We offer payroll with direct deposit for your employees. Deposit their pay into their bank account, giving them instant access to their funds, while eliminating the risk of fraud and lost checks.

Check and ACH Positive Pay

Positive pay is a service offered to businesses that can be used to prevent check or ACH fraud. Positive Pay can provide you greater control over your financial transactions and can simplify the reconciliation process, all while reducing the risk of check or ACH fraud.  .

Business Online Wire Transfers

With Business Online Wire Transfers you can transfer funds to any recipient in the United States quickly and efficiently simply by logging in to your online banking account and entering the required information. In just a few short steps you can quickly and securely transfer funds to vendors and suppliers to meet your business needs. .

Merchant Services

Our Merchant Services makes it easy for you to offer your customers a wide variety of payment options. 

 

OSB Community Bank

Visit any of our Ottawa, Marseilles or Morris locations

NMLS#403014

ABA Routing #271972925

OSB on Facebook

 

Copyright 2025 by OSB Community Bank
Equal Housing Lender
FDIC Insured